Different states / jurisdictions call it different things, select whichever applies. If you haven't recieved any notices at all yet, that's good, just choose Not in foreclosure.

Ameritrust, Bank of America, etc...

Many people who are behind and facing foreclosure quit making the mortgage payments at all. That's NOT good. Even if the mortgage company tells you to stop sending payments, you really shouldn't.

If you have multiple mortgages, please total all of them. If you aren't sure, please call your lender and ask.

If you have multiple mortgages, please total all of them.

If so, when - its important that we know.
If not, leave this blank.

How much does the bank want to get you caught up?

How many months ago did you make your last payment?

Almost 50% of people in foreclosure never contact their lender. After you click submit below, call your lender and let them know whats going on. This will help you.

Almost 50% of people in foreclosure don't tell their spouse until its too late. This is your best friend we're talking about, let them know whats going on, they deserve it and you'll feel better. Let us know in the notes if we need to be discreet when we call you.

When trying to avoid foreclosure, any option may be necessary but we want the outcome you want. So, tell us if you want to keep the house, just get out of the loan, or do whatever it takes to avoid a foreclosure.

W2's are the tax forms you get from your employer every year. They state exactly how much money you have made for the year. People who are self employed must show tax returns among other documentation that shows how they will repay the loan. Lending is pretty tight right now, so 2 years of W2's are preferred.

What do you do for a living?

If you have been in the same field but with different employers, select the time you've been in the same field.

Guide:
580 or less You have had a lot of trouble paying bills on time
581-650 You had some recent trouble paying all your bills on time
650-700 You pay most of your bills on time and you don't use credit very much
720+ You have always paid bills on time and may have made some major purchases on credit.

Before taxes, how much money do you earn each month? (Gross)

If you have not been making any mortgage payments, are you at least keeping the cash you have? Having cash on hand is going to make a difference when we go to negotiate your loan.

Please tell us anything else you think might be helpful for us to know.

This should be the address of the home in foreclosure.

Adding an email address will automatically send you an email when your application is updated and with a password, you can log in and view your application, make changes and communicate with your case manager.

Adding a password allows you to log back in and check your application status and communicate with your case manager all on line.